Terms and Conditions of Use for fenduluxent.pro
These Terms and Conditions govern your access and use of fenduluxent.pro. Please read them carefully—by using our site, you agree to these rules and responsibilities.
Last revised on February 4, 2026
Acceptance of Terms
Continued use of fenduluxent.pro confirms your agreement to these Terms. If you disagree, please refrain from using the website or its services.
Definitions
Certain words have specific meanings here. For your understanding:
‘Website’ refers to fenduluxent.pro and all associated webpages.
‘User’ means any individual browsing, submitting forms, or interacting with fenduluxent.pro content.
‘Content’ includes articles, images, advice, and public information offered by fenduluxent.pro.
‘Services’ refer to advice and information sharing about financial literacy skills.
Permitted Website Use
fenduluxent.pro provides information and analytical discussion on financial literacy. You may use it for personal reference and to make informed decisions as you see fit.
Eligibility
This website is for persons aged 18 years and above. If under 18, please obtain consent from a parent or guardian before use.
18+ only if required by law
User Responsibilities
Users must follow these rules when using this website:
Prohibited Activities
To keep our site safe and helpful, users must not:
Intellectual Property Rights
All content posted on fenduluxent.pro belongs to either fenduluxent.pro or its licensors. You may not copy, reproduce, or distribute site content outside permitted personal use.
User Submissions
Your submissions (questions, feedback) must be lawful and must not violate rights of others or Malaysian laws.
User Submission Rights
By sharing content, you grant fenduluxent.pro the necessary rights to publish or remove it as needed.
Privacy and Data Usage
Read our Privacy Policy for details on how your data is handled. No information is sold or used outside the scope of our privacy practices.
Read Privacy PolicyWebsite Disclaimer and Limitations
Please note the following regarding our website and published information:
Results May Vary
Advice and information are general and not individualized. Results may differ per user and personal judgment is required.
Limitation of Liability
fenduluxent.pro is not liable for losses or damages resulting from reliance on the content or site downtime.
Indemnification
By using this site, you agree to indemnify fenduluxent.pro and its affiliates against claims resulting from your non-compliance with these terms.
Dispute Resolution Process
In case of disagreements, parties agree to attempt mediation before legal proceedings.
Arbitration
Unresolved disputes may be moved to arbitration based in Malaysia. Parties accept that decisions are binding.
Arbitration is final and must be followed by both parties.
Online Dispute Resolution
Online resolution options may be available for certain complaints. See disclaimer for contact information.
Read full DisclaimerSeverability
If a legal authority finds a part unenforceable, other terms remain valid and in effect.
Entire Agreement
These Terms, together with related policies, are the comprehensive contract governing site use.
Applicable Law and Jurisdiction
All legal matters are governed by the laws of Malaysia and any relevant jurisdictions.
Termination
fenduluxent.pro may suspend access to users who breach these Terms. User data may be removed in accordance with our Privacy Policy.
Changes
We may update these Terms at any time and changes take effect immediately once published here.
Contact and Support
For any queries regarding these Terms, contact us below.
Email Address: content@fenduluxent.pro
Phone Number: +6012-182 8367
Office Address: Unit 510, Jalan Mahsuri, 11950 Bayan Lepas, Penang Malaysia
Effective Date: Effective February 4, 2026
Version: 1.2